Innovation
We promote the use of innovative platforms and modern technology to ensure that we deliver the most user friendly and convenient experience to our clients.
We are an independent investment advisory firm registered in the Dubai International Financial Centre (DIFC) and Regulated by the Dubai Financial Services Authority (DFSA).
Who We Are
H Capital Limited is an investment advisory firm. We are located in the DIFC, with access to world-class financial services that are supported by comprehensive DFSA structures and regulations.
Together with our partner banks, we offer you a full suite of investment options with a focus on wealth management and banking solutions, including financing, insurance and brokerage services.
Why us?
With principles of wealth creation and preservation, your investment process with H Capital Limited is a journey for us to nurture and support. We aspire to grow your wealth whilst giving you peace of mind. At H Capital Limited, we are your trusted financial partners for life.
Transparency
Our open platforms and clear communication systems allow us to embody transparency across all aspects of our business functions and services.
Collaboration
We support collaboration and teamwork across our network of teams and partners to continuously deliver excellence in client service.
Integrity & ethics
We strive to uphold the highest levels of trust and ethics across all lines of our business. We believe that integrity is fundamental in creating trust based long- term relationships with our clients.
Growth with prudent risk management
Our team is diligent in staying up-to-date and informed with current market trends through internal and external market study and analysis. With this, we grow our client's wealth responsibly with their investment solutions, best suited for their risk profile and requirements.
Ownership & accountability
We encourage our team to work autonomously and be accountable for their efforts and progress. This enables our company to grow continuously and responsibly.
Our Team
Aqueel Merchant
Chairman of the Board of Directors
Mr. Aqueel Merchant is a Chartered Accountant with a wealth of experience spanning more than 30 years in professional services, mainly in the area of business and management consulting.
His experience includes Banking and Financial Services, Manufacturing, Development, and Government and Public sector institutions, and spans countries including Pakistan, Afghanistan, UK, and Middle East.
He has led teams in Business, IT and HR transformations, Operational Improvements, Governance, Monitoring and Evaluation, Regulatory Compliance, Contract Management, and Risk Management.
Mr. Aqueel Merchant is a Fellow Member of the Institute of Chartered Accountants in England and Wales (ICAEW) and Fellow Member of the Institute of Chartered Accountants of Pakistan.
Sajjad Habib
Senior Executive Officer
Mr. Sajjad Habib is the Senior Executive Officer at H Capital Limited. Mr. Sajjad brings over three decades of experience in banking, insurance, and asset management in the United Kingdom and the Middle East.
In 2002 Mr. Sajjad established H Capital Limited FZE in the United Arab Emirates and has been the Managing Director since the inception of the company. During this period, the company has worked with ng fund managers and banks including Man Investments, Société Générale, Coutts Bank, and Franklin Templeton.
Prior to his role as Managing Director, Mr. Sajjad was the Executive Director at Habibsons Bank Limited, United Kingdom. Mr. Sajjad started his career at Habibsons Bank where he held successively senior positions over a period of eleven years.
Mr. Sajjad belongs to the Dawood Habib family from Pakistan. The family is well known for its ng banking and financial services businesses, both in Pakistan and overseas, with diversified operations in trading and manufacturing. Mr. Sajjad has been actively involved with the group companies, and has most recently served on the boards of Habib Insurance Company Limited and Habib Asset Management Limited.
He holds a BSc in Economics - Finance from Bentley College, Waltham, Massachusetts, USA.
Hasnain Habib
Non-Executive Director
Mr. Hasnain Habib is a Non-Executive Director at H Capital Limited.
